Free tax calculators for freelancers in five countries
Work out social contributions, income tax and take-home pay. Pick your country and calculate in seconds.
- Self-employed contributions. Spain, Portugal and France calculate them on real income, not on a fixed base.
- Income tax and withholding. Freelancers often invoice before they know the tax, so we show both sides.
- Structure and company choices. Sole trader, LLC, S-corp, micro-entreprise or GmbH, compared in take-home pay.
Every figure uses the 2026 rules for that country. No account, no data stored.
Choose your country
The tax rules differ enough that each country gets its own set of calculators.
Spain calculators
Open the Spain catalogueFor autónomos: the monthly contribution by income band, income tax on invoices, Modelo 303 VAT and the regional grants that cut the first years of cost.
Contribution, income tax and VAT
- Calculadora cuota autónomos 2026Your monthly autónomo contribution for 2026 by net-income band, including the 80 € flat rate for new registrations. For anyone working out the fixed cost of being self-employed in Spain.
- Calculadora IRPF autónomos 2026Income tax on Spanish freelance invoices: 15% standard, 7% in the first three years, with the regional scale applied on top. Use it before quoting a client or filing.
- Calculadora de factura con IVA e IRPF 2026Builds the total on a Spanish invoice: base amount plus VAT at 21, 10 or 4% minus the IRPF withholding. For freelancers billing companies that must withhold.
- Calculadora cuota autónomo societario 2026The contribution for a company director at the 1,424.40 € minimum base, plus corporate tax and dividend tax on what you actually take out of the company.
- Calculadora Modelo 303 IVA 2026: autoliquidación trimestralQuarterly VAT settlement: output VAT minus input VAT, whether you pay or carry the balance forward, and the filing window. For every autónomo with VAT-registered activity.
- Calculadora de salario neto España 2026: bruto a netoTurns a Spanish gross salary into monthly net pay after 6.5% social security and IRPF, for 12 or 14 payments. Useful when comparing an employed offer with freelance work.
- Calculadora gastos del coche autónomo 2026: IVA e IRPF deducibleHow much VAT and which running costs you can deduct for a car used in the business: 50% by default, 100% when the vehicle is used only for work.
Contribution by city, with local grants
- Calculadora cuota autónomos Madrid 2026: Tarifa Cero, tramos y deduccionesMadrid contribution plus Tarifa Cero, the regional rebate that refunds the 80 € flat rate, and the Madrid IRPF scale. For new autónomos registered in the region.
- Calculadora cuota autónomos Barcelona 2026: Autoocupació Jove y tramosCatalonia contribution, the Catalan IRPF scale and the Autoocupació Jove grant for freelancers under 30. For anyone starting out in Barcelona.
- Calculadora cuota autónomos Valencia 2026: Emprende y Concilia y tramosValencia contribution plus the Emprende y Concilia municipal grant and the regional IRPF scale. For freelancers registering in the city of Valencia.
- Calculadora cuota autónomos Sevilla 2026: cuota cero, Línea 2 y tramosAndalusia contribution with the cuota cero rebate that also covers the MEI, the Linea 2 start-up grant and the Andalusian IRPF scale.
- Calculadora cuota autónomos Zaragoza 2026: subvención 10.000€ y tramosZaragoza contribution plus the municipal start-up grant, the INAEM allowance for the unemployed and the Aragonese IRPF scale.
Where the calculators give an unexpected answer
Fourteen written breakdowns, each with the full table behind the numbers.
- EnglishSole Trader vs Limited Company 2026/27: Day-Rate Take-Home MatrixHow the 2026/27 dividend tax rise flipped UK contractor maths, with a full take-home matrix from £300 to £1,000 per day. Read the article
- EnglishUmbrella vs Limited Company 2026/27: Inside IR35 Is Now Joint LiabilityInside IR35 umbrella pay against an outside IR35 limited company, and the joint PAYE liability that arrives in April 2026. Read the article
- FrançaisPortage salarial ou micro-entreprise 2026 : le flip du versement libératoireWhat French freelancers keep under portage salarial versus micro-entreprise, and why the versement libératoire changes the ranking. Read the article
- EspañolAutónomo vs SL 2026: el crossover de los ~130.000 € que las gestorías no publicanWhere the crossover between Spanish autónomo and SL really sits when profit is withdrawn in full, around 130,000 € in 2026. Read the article
- PortuguêsRecibos Verdes vs Empresa Unipessoal 2026: o crossover que as calculadoras escondemThe Portuguese crossover between green receipts and a single-member company depends on real expenses, not on a fixed turnover figure. Read the article
- DeutschFreiberufler vs GmbH 2026: der Crossover, den alle Rechner falsch ansetzenFreiberufler against GmbH on profit from 40,000 to 200,000 €, with the §34a relief and the point where retaining profits changes the answer. Read the article
- EspañolCuota de autónomos 2027: la subida del RETA que nadie calculóThe 2027 MEI increase, the new solidarity bands and what they add to a Spanish autónomo contribution in euros. Read the article
- DeutschKleinunternehmer 2026: 25.000 oder 100.000 € - der Vorsteuer-Crossover, den niemand rechnetThe 25,000 and 100,000 € thresholds under §19 UStG, and the input VAT you can reclaim for the past five years when you switch. Read the article
- FrançaisFranchise en base de TVA 2026 : le vrai crossover micro vs réel que personne ne calculeThe French VAT threshold stays at 37,500 and 85,000 €, and the real crossover between micro and regime reel depends on your costs. Read the article
- FrançaisACRE 2026 : l'exonération passe de 50 % à 25 % - combien ça coûte vraiment ?The ACRE exemption was cut from 50% to 25% for businesses created after 1 July 2026. What that costs at each level of turnover. Read the article
- DeutschFreiberufler vs. Angestellter 2026: die 1,2×-Regel, die keine Vergleichsseite zeigtA freelancer needs roughly 20% more income than an employee to match the same net pay. The gap in euros, month by month. Read the article
- EnglishPlan 5 Student Loan Repayments 2026/27: the £25,000 Freelancer Tax Most Calculators MissPlan 5 repayments reach freelancers through Self Assessment: 9% of profit above £25,000, and a 35% marginal rate in the middle band. Read the article
- PortuguêsIRS Jovem 2026 para freelancers: o benefício de 12.805 € no 1.º ano que as calculadoras ignoramIRS Jovem also applies to Portuguese green receipts: what young freelancers save in their first ten years, and where the cap bites. Read the article
- DeutschEinkommensteuer 2027: die Reform, die Freiberufler falsch lesen - was wirklich steigt und was nichtWhat the 2027 German income tax reform really changes for freelancers, and why the relief stops at the highest incomes. Read the article